A little more than six months ago, I got approved for the X1 card and received my 17g stainless steel credit card in a premium-looking package. One of the great things to start with was a $32,000 credit limit. Even if I don't plan on putting that big of

I got off the waitlist and received my X1 Credit Card. Here's my review of benefits, perks, points redemption & smart features like virtual cards.